Fintech identity verification

Reduce fraud anywhere
with stress-free
verification

Cover all your fintech’s identity verification and fraud prevention needs with just one platform. Perform AML screening, monitor transactions, verify businesses, and manage cases—all in one tab.

ID Verification Selfie

Frictionless growth worldwide

Onboard users from 220+ countries and territories in under 30 seconds. No more hassle with physical docs for 2B+ users

Built for scaling, whether you’re a startup or enterprise

Our APIs seamlessly integrate with platforms of any size, empowering you to build compliant, future-proof solutions

Minimize risk, maximize trust

Outsmart fraudsters with AI-powered defenses that give you real-time insights and data-driven decisions

Balance compliance, fraud prevention and user experience

Create flexible flows for different user segments using our Workflow Builder tool. Achieve the highest pass rates by offering the right checks at the right time.

Manage the full user risk profile

Detect all suspicious activity with our convenient rule system. Monitor risk signals throughout the whole user journey, from onboarding to transactions.

A solution tailored to your Compliance Team

Sumsub makes it easy for compliance teams to do their job with confidence. Empower your specialists with ongoing AML screening against global watchlists, PEPs, sanctions and adverse media. Enable case management to streamline all things verification.

Let the numbers do the talking: get 240% ROI

Сompanies that work with Sumsub identity verification software save costs and increase revenue, according to the “Total Economic Impact™ Of Sumsub’s Verification Platform study by Forrester Consulting. Let’s see what results you can get

  • Icon

    240%

    ROI

  • Icon

    3.21M

    NPV

  • Icon

    4.55M

    Benefits PV

  • Icon

    < 6

    months payback

Single platform for all verification tasks

One platform for identity and business verification, fraud prevention, compliance, and transaction monitoring

Onboarding Orchestration

Sign Up

  • Email Risk Assessment
  • Phone Risk Assessment
  • Device Intelligence

User
Verification

  • ID Verification
  • Liveness and Face match
  • Address Verification
  • Live Agent Video Call
  • Doc-free Verification
  • Public Digital Identity Systems
  • QES/eIDAS
  • NFC
  • Known Face Search
  • Blocklist Check
  • Duplicate Check

AML
Screening

  • PEP + Sanctions
  • Adverse Media

Ongoing Monitoring

Login

  • Device Intelligence
  • Behavioral Fraud Detection
  • Face Authentication
  • MFA

Fraud
Monitoring

  • Device Intelligence
  • Behavioral Fraud Detection
  • Face Authentication
  • Ongoing AML Monitoring

Transactions

  • AML Transaction Monitoring
  • Bank Account Verification
  • Travel Rule
  • Fraud Transaction Monitoring
  • Behavioral Fraud Detection

Works where
you work

Payments

Streamline account opening by performing merchant KYC and automatically verifying new clients in just 3 hours

Digital banking

Maximize conversion with fintech identity verification and minimize fraud risks with custom workflows for each user segment

Money transfers

Increase account opening conversion and get transaction data to stop fraud and better understand the spending habits of your users

Crypto payments

Keep pass rates high with a smooth, secure, and global verification solution for crypto users

Lending

Easily onboard customers all over the world, including those in emerging markets, while cutting out fraud

Full security & compliance

When it comes to the highest security standards, you can rely on Sumsub. We are committed to protecting privacy

We take compliance and security seriously

Easily integrate your tech stack with Sumsub

Use Sumsub to integrate the services you need via Web SDK, Mobile SDK, or our RESTful API. Alternatively, you can use Unilink to onboard users via a QR code or a link to the verification form without integrating Sumsub at all. Don’t worry about interruptions with 99.996% uptime.

iOSAndroidFlutterCordovaReact

Don’t take our word for it.
Here’s what our clients have to say

Sumsub’s Reusable KYC feature has been a pleasant experience for us so far. Together with the Shared Token integration, this has helped us reduce onboarding time by eliminating unnecessary steps for new users globally.

Andrey Ilinsky

Product Owner at Mercuryo

Choosing Your Ideal Solution?

Sumsub is G2's Top Pick. See how we excel beyond our competitors in key areas,
as validated by user reviews on G2

FAQ

  • Why is KYC important for fintech?

    KYC/AML for financial services is often mandatory, as such businesses likely face risks associated with illicit funds and transactions. Fintech identity verification allows banks, platforms and applications to combat money laundering, terrorism financing and other criminal activities.

  • How do financial institutions verify identity?

    Financial institutions use online identity verification (fintech KYC solutions). In most cases, such solutions perform fintech identity verification that validates customers’ government-issued IDs, such as passports or driver's licenses. Besides that, companies may verify other document types (for example, proof of address) or customer live presence (liveness checks).

  • What is a KYC solution in fintech?

    KYC (Know Your Customer) is a process used by financial institutions and fintech companies to verify the identity of their customers and assess potential risks of fraud or money laundering. A fintech KYC solution is a set of tools and procedures that enables fintech companies to comply with regulatory requirements and perform efficient and accurate customer due diligence.

  • What is transaction monitoring in fintech?

    Transaction monitoring in fintech is an ongoing process that helps companies detect suspicious user activity. It monitors transactions in accordance with specified parameters and identifies unusual patterns in money transfers. This process allows fintech companies to detect fraud and report it to authorities.

  • What is fintech identity verification?

    Fintech identity verification is the process used by fintech companies to confirm the identity of their clients. It typically involves verifying personal details like name, address, and date of birth against government-issued IDs. Advanced methods may include biometrics, facial recognition, or government database checks.