Payment fraud
Chargeback prevention service

Stop payment fraud before it happens

Fortify your chargeback prevention system with our payment method verification tool, which assures that a credit card or bank account actually belongs to the user.

Payment fraud

What if you could prevent all payment fraud with one simple check?

All you really need to do is detect third-parties before a transaction is made.
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Reduce chargeback-related
costs

By minimizing unauthorized transactions and scrubbing fraud attempts before they are processed, Sumsub helps to reduce chargeback fees & inventory loss.
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Safeguard relationships with
your payment partners

Fraudulent payments, if undetected, can earn you an unreliable reputation, putting you at risk of payment account termination. Сhargeback protection for merchants can help you stay afloat.

Fits right into your existing workflow

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Chargeback protection service

Using KYC to fight fraud? 70% of cases occur after the KYC stage

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Account is Verified (KYC)
Client Alert
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30%
of frauds

70%
of frauds

Hello, David!
You are about to proceed to
KYC verification for Service A.
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Bank Card is Added
Payment Method Verification
Data Validation
(IP risk score, device fingerprints, email, etc)
Data Сrosscheck
(Name, issuing bank, etc.)
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Facial Biometrics
– Liveness
– Face match
Selfie with
– Bank card
– Textual phrase
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Transaction is Requested
Facial Authentication
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Account is Verified (KYC)
Client Alert
Hello, David!
You are about to proceed to
KYC verification for Service A.
Payment fraud
Payment fraud
Bank Card is Added
Payment Method Verification
Data Validation
(IP risk score, device fingerprints, email, etc)
Data Сrosscheck
(Name, issuing bank, etc.)
Payment fraud
Payment fraud
Facial Biometrics
– Liveness
– Face match
Selfie with
– Bank card
– Textual phrase
Payment fraud
Transaction is Requested
Facial Authentication
Payment fraud
A credit card chargeback prevention solution

Sumsub prevents the four most common chargeback frauds

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Chargeback protection service

Maximize your customer base by integrating any payment method, risk-free.

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Сredit card chargeback protection

Sumsub stops the most clever fraudsters

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How it works

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Step 1

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The user uploads a photo or screenshot of their payment method right before the transaction and Sumsub verifies it instantly.
The user proceeds to the instant liveness check to ensure their presence.
This way, bad actors are detected fast and honest clients keep using your service.
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Step 2

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The result

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Enterprise-grade security protects your data

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Credit card info is blurred automatically in accordance with PCI DSS.
Data porting or deletion available for all users with automatic data expiration.
All Sumsub servers are located within our private virtual cloud with network access control lists.
Support for single sign-on, two-factor authentication, and user roles and permissions.

Designed to save the valuable time of your developers

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“Now we have a reliable partner with whom we work and collaborate. Because we are a licensed service, compliance and self-regulation are very important to protect both our users and our business. With Sumsub, we are able to accomplish just that.”
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Guilherme Jovanovic
CBDO
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“To keep our operational levels high, we needed a solution that could accelerate compliance processes and level-up security. Sumsub’s solution was a great choice for us. We have accelerated the verification of clients, source of funds verification, and have enabled the detection of false chargebacks. It was a great leap forward in terms of the internal organisation of our compliance processes.”
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Veronique Dos Reis
 Legal, Compliance and Regulatory Affairs Manager
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The best kind of fraud protection is fraud prevention

Ready to see why anti-fraud teams choose Sumsub?

More on chargeback protection