Ask Sumsubers: Is Non-Doc Verification a compliant user onboarding solution?

Document-free methods are compliant with anti-money laundering (AML) regulations in most jurisdictions—however, explicit requirements for user onboarding may still vary on a country-by-country basis, depending on the risk level of a given business operation. That’s why it’s important for organizations to ensure that their user verification measures adhere to the national due diligence requirements and AML frameworks.

We at Sumsub provide general guidance for businesses concerning the legitimacy ofNon-Doc Verification in different countries, which can be found on our Legal Substantiation and Limitations page.

Sumsub’s Non-Doc Verification is a 100% compliant way to onboard customers in many regions, including Argentina, Australia, Brazil, Canada, Colombia, Ghana, India, Indonesia, Malta, Nigeria, New Zealand, the Philippines, South Africa, the UAE, the UK, and the USA. We regularly update the list of countries where Non-Doc Verification is compliant with national regulations, following continuous legal investigations conducted on a global level.

Achieving full regulatory compliance in jurisdictions not mentioned on our list can be easily accomplished by integrating Non-Doc Verification with other services available in our all-in-one verification platform. This includes Transaction Monitoring and Document Verification.

The Sumsub platform is specifically designed to provide tailor-made solutions, ensuring 100% AML compliance and security even in high-risk cases.