AML Transaction Monitoring System

Simplify compliance with AML transaction monitoring

Automatically detect and report suspicious transactions with AI-powered AML monitoring built for global businesses.
AML Transaction Monitoring Solution
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Minimize risk and adapt
to evolving regulations

Avoid fines by meeting AML regulations
Dynamic tools flag and block suspicious activity to detect and prevent financial crimes. By adapting to evolving AML regulations, you’re always kept compliant.
Reduce false positives and workload
Cut manual reviews by 90% for false positives with advanced automation and intelligent anomaly detection to process legitimate transactions automatically.
Precise investigations with analytics
Make faster, more informed investigations with detailed transaction and event data, network visualization, and risk scoring.
Automate regulatory compliance
Build FIU reports as per the goAML format with minimal manual intervention and effortless auditing. Provide clear audit trails for regulators, mitigating fines.

AML Transaction Monitoring
System features

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Rule bundles for every scenario

Flag suspicious transactions with rules for every Transaction Monitoring application.
Ready-to-use rule bundles
Discover 300+ pre-built rules customized for different industries like fintech, traditional finance, crypto, e-commerce, and iGaming. Create unlimited custom rules using your own data sources, with no coding required, and test them in dry-run mode for seamless integration.
AI-driven human language rule builder
Rule builder with auto-complete
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Harness the power of AI

Sumsub's Transaction Monitoring solution integrates AI and ML at every critical stage.
AI-driven anomaly detection
Our AI continually enhances pattern analysis, uncovering fraud and money laundering beyond standard screening parameters, even from elite criminal practices.
Payment reference screening with AI
AI-powered event and Transaction Monitoring
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Case management, analytics, and reporting in one place

Optimize compliance performance and cross-team collaboration with one unified solution.
Increase team productivity
Optimize productivity with intuitive case management, investigation, and alert handling features. Maximize case processing speeds, enabling team members to focus on what matters while improving collaboration.
Improve analytical overviews
Streamline SAR/STR generation

How much could you be
saving with Sumsub?

ROI calculator
How many transactions does your organization process per month?
5,000More 10,000,000
5,000
What is your industry?
How many users do you serve per year?
How many analysts work on AML cases?
What is the average transaction value ($)?
How the calculator works
This calculator is tailored for the Sumsub Fraud Risk Management solution, offering an estimated range of potential savings your company could achieve. The calculations incorporate industry average data (e.g., average analyst salary) as of December 2024. Results will vary depending on your unique use case. Schedule a demo below to explore your specific needs with one of our expert team members.
Results
Total Annual Savings
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ROI
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How Sumsub’s
AML Transaction
Monitoring tool works
  • User Verification & Screening
    Beyond standard KYC, identity checks adapt to transaction patterns.
  • Risk Evaluation & Ongoing Monitoring
    Real-time scoring adjusts risk levels based on transactions and user activity.
  • Alerts & Case Creation
    Suspicious activity triggers automatic alerts and workflows for timely reviews.
  • Investigation & Reporting
    Investigatory actions, evidence collection, and decisions are thoroughly recorded.

Don’t take our word for it.
Here’s what our clients have to say

  • The platforms we had before worked fine at an individual level, but they didn’t work well from a holistic risk management and efficiency point of view. I needed a helicopter view of what was happening, and I simply could not get that from the setup we had.
    Chet Shah
    Chet Shah
    Global Chief Risk & Compliance Office at Wirex

Stay compliant with Sumsub’s AML
Transaction Monitoring Solution

Monitor your users’ activity to protect your compliance with AML monitoring software.

A Leader

A Leader

Gartner's Magic Quadrant for Identity Verification, 2024

A Leader in Fraud Detection & Anti-Money Laundering

A Leader in Fraud Detection & Anti-Money Laundering

G2 2024 Identity Verification Winter Report

A Category Leader

A Category Leader

Chartis' AML Transaction Monitoring Solutions, 2024

FAQ

  • How to monitor transactions in AML?

    A transaction monitoring software or transaction monitoring system can be used to effectively monitor transactions in anti-money laundering. These automated systems analyze user activity and transactions to detect suspicious patterns or anomalies that could indicate fraudulent behavior and criminal activity. This can include the transaction amount, the geolocation, device use, frequency, or structuring of payments to avoid detection. It’s crucial that businesses conduct transaction monitoring to identify suspicious activity, risky activity and stay compliant with AML regulations. Failure to do so can result in fines, penalties, and reputational damage.

  • What systems are used in transaction monitoring?

    Key components in a transaction monitoring system include risk scoring and evaluation, AI and machine learning to quickly detect anomalies and complex patterns, alert generation and investigation if the suspicious activity is identified and reporting capabilities to support the filing of SARs/STRs.

  • What is the best transaction monitoring software?

    The best transaction monitoring software will utilize AI and machine learning to detect suspicious activity or transactions effectively. To stay compliant, this software will need to have real-time monitoring and support accurate and timely filing of SARs, as well as clear audit trails for regulators.

  • How to choose a transaction monitoring tool?

    Important considerations when selecting a transaction monitoring tool include evaluating the features the tool offers that will help you stay compliant, the level of flexibility offered and using automation to reduce the compliance team’s manual workload. The chosen software should be equipped with AI and machine learning to support accuracy and automation, rules bundles tailored to varying industries’ needs, data integration with a singular platform for a holistic view, and scalability so even millions of transactions can be easily monitored. It should also offer both pre-transaction screening to prevent suspicious activity before it occurs and post-transaction monitoring to detect anomalies and ensure ongoing compliance.