Fraud Detection & Prevention Solution

Stop fraud across the entire user journey

Combine identity, device, behavioral, network, and transactional checks in one AI-powered platform. Block risks in real-time, trigger targeted step-ups, and keep genuine users moving fast.
Fraud Prevention
1.4B+
Identities enriched via our
fraud prevention system
23K+
Fraud samples
analyzed every day
2.3M+
Known fraudsters
in our unique database
Protect your revenue
Detect and block fraud in real time with targeted step-ups and automated actionsā€”block, hold, or escalateā€”across sign-ups, logins, and payments
Welcome more honest users
Keep false positives and friction to a minimum so more genuine users are verified on their first attempt ā€” while impostors and repeat offenders are kept out
Unify your view of risk
Make faster, smarter business decisions with identity, device, behavioral, transactional, and network data all visible in a single dashboard
Operate efficiently at scale
Reduce manual review, speed up investigations, and lower cost per case with AI-powered automation across the entire lifecycle

Detect and block suspicious activity
at every stage

Account creation

Stop high-risk users early to prevent fraud and lower onboarding costs

New Account
Fraud Prevention
  • Detect fake, synthetic, and high-risk users ā€” all before the KYC stage
  • Eliminate organized fraud rings at scale
  • Prevent multi-account creation
Identity verification

Avoid onboarding fraudsters, enforce identity, keep access fair for real users

Identity Fraud
Prevention
  • Verify genuine users with 99% passing seamlessly
  • Catch linked impostors
  • Block repeat offenders
Login & account activity

Protect user accounts, prevent misuse of platform for illegal activities

Account Takeover
Prevention
  • Detect and stop unauthorized account access
Transactions

Prevent fraudulent payments and policy abuse

Closing account

Prevent ā€œexit scamsā€

Payment and policy
abuse prevention
  • Stop users from exploiting promotions, discounts, or cashback
  • Detect and stop account sharing

Deliver complete protection
from everyday threats

Account takeover
Multi-accounting
Payment fraud
Bot attacks
Prevent unauthorized access to your customers' accounts and protect your business's reputation. Our ML algorithms analyze user behavior, and our system quickly blocks suspicious connections and devices to stop fraudulent withdrawals. With Sumsub's MFA tools fueled by advanced deepfake detection, we strengthen authentication and safeguard your users' accounts from intruders.

With a solution tailored to your industry

Built for global operations, configurable by business. Select your sector to see the fraud attacks that actually
impact you ā€” that our Fraud Prevention stops in its tracks.

  • iGaming

    Block bonus abuse, bots, and risky players

    • Bonus abuse and multi-accounting
    • Underage and self-excluded players
    • Money laundering via player accounts
    • Account takeovers
    • Payment fraud and chargebacks

  • Traditional and neobanks

    Protect accounts, payments, and credit lines

    • Stolen PII used for bank fraud
    • Fake and synthetic identities opening accounts
    • Accounts used for illicit fund transfers and money mules
    • Unauthorized access to online banking
    • Card-not-present (CNP) fraud

  • Crypto

    Uncover mules, scams, and sanctioned exposure

    • Synthetic or stolen identities to open accounts
    • Risky on/off ramp transactions
    • Mule wallets and laundering routes
    • ATO of exchange and wallet accounts

  • Payment

    Eliminate card testing and payout abuse

    • Stolen card details used for online payments
    • Bot-driven card testing via micro transactions
    • Friendly fraud and false disputes
    • Compromised wallets or payment app accounts
    • Duplicate and bot accounts slipping through

  • Trading

    Stop bad funding, fraud rings, and account takeovers

    • Stolen bank accounts and cards
    • Illicit funds funneled through trading accounts
    • Multi-accounting exploiting promotions and limits
    • ATO via phishing or malware to steal assets
    • Forged documents and stolen identities

  • e-Commerce & Marketplaces

    Block counterfeit buyers and refund abuse

    • Bot or bogus buyer accounts for referrals, discounts, and free trials
    • Chargeback fraud
    • ATO to abuse saved cards and bonus points
    • Goods purchased with stolen methods shipped to mule addresses

  • BNPL & lending

    Maintain high approval rates, without risking abuse

    • Stolen identities bypassing light checks to order goods
    • Fake personas opening BNPL accounts
    • First-party intent-not-to-pay abuse
    • Hijacked BNPL accounts used for purchases
    • Limit evasion by opening multiple BNPL accounts

How Fraud Prevention works

Device Intelligence
Fraud Network Detection
Email and Phone Risk Assessment
User Verification & Deepfake Detection
Behavior Monitoring
Payment Method Check
Risk Scoring
Case Management
Workflow Orchestration
Device Intelligence
Device Intelligence
Detect risky patterns, including unfamiliar devices and device spoofing, to analyze and detect fraud, while ensuring a seamless user experience

Why we're chosen
to stop all types of fraud

Be protected from end-to-end with complete coverage from sign-up to transaction to review
Take action beyond just alerts by choosing to block, step-up, or escalate in real-time
Receive a unified view of all risk, enabling quicker and more confident decisions
Scale efficiently with fewer false positives, faster investigations, and relieve analystsā€™ burden
Keep genuine users moving with a frictionless user experience, offering 4.5-second verification where Non-Doc is supported
Always be future-ready as you stay ahead of bots, SIM swaps, synthetic fraud, and any emerging fraud trends

How much could you
besaving with Sumsub?

ROI calculator
How many transactions does your organization process per month?
5,000More 10,000,000
5,000
What is your industry?
How many users do you serve per year?
How many analysts work on fraud cases?
What is the average transaction value ($)?
How the calculator works
This calculator is tailored for the Sumsub Fraud Risk Management solution, offering an estimated range of potential savings your company could achieve. The calculations incorporate industry average data (e.g., average analyst salary) as of December 2024. Results will vary depending on your unique use case. Schedule a demo below to explore your specific needs with one of our expert team members.
Results
Total Annual Savings
0
ROI
0%

With our award-winning platform to keep your business protected and future-ready

  • Overall Leader

    Overall Leader

    For Fraud Reduction Intelligence Platforms in Finance in KuppingerColeā€™s Leadership Compass Report 2025

  • A Leader for Identity Verification Solutions

    A Leader for Identity Verification Solutions

    Forrester Waveā„¢: Identity Verification Solutions, Q3 2025

  • A Leader for Identity Verification

    A Leader for Identity Verification

    GartnerĀ® Magic Quadrantā„¢, 2025

  • A Leader for Identity Verification

    A Leader for Identity Verification

    G2 2025 Identity Verification Fall Report

  • Users Love Us

    Users Love Us

    G2 2025 Identity Verification Spring Report

  • A Momentum Leader

    A Momentum Leader

    G2 2025 Identity Verification Fall Report

  • A Regional Leader in Europe

    A Regional Leader in Europe

    G2 2025 Identity Verification Fall Report

  • A Regional Leader in Asia Pacific

    A Regional Leader in Asia Pacific

    G2 2025 Identity Verification Fall Report

  • A Regional Leader in EMEA

    A Regional Leader in EMEA

    G2 2025 Identity Verification Spring Report

  • A Leader for Fraud Detection and Prevention (KYC)

    A Leader for Fraud Detection and Prevention (KYC)

    Frost Radarā„¢ report by Frost & Sullivan, 2023

  • Top Global Technology Provider

    Top Global Technology Provider

    Sumsub recognized as one of the top 20 global technology providers of the Financial Crime and Compliance50 (FCC50) report by Chartis

Don't take our word for it.
Here's what clients have to say

Our clients
Fraudsters
  • The Fraud Network Detection feature has significantly helped us identify groups of fraudulent users in emerging markets. By analyzing shared IP locations, devices, and fingerprints, we have been able to detect and prevent multiple fraudulent accounts operated by the same network.
    Michael Dare
    Michael Dare
    Fraud Investigator at iFAST Global Bank
  • Sumsub has made managing risks easier and helped us provide a better customer experience.
    Paul Chapman
    Paul Chapman
    Global Head of Financial Crime Operations at Wirex
  • With Sumsub, we've managed to reduce user fraud to practically zero. Since we began using Sumsub, fraud is just one less thing we've had to worry about.
    Amram Adar
    Amram Adar
    Co-Founder and CEO at Oobit
Fraud Trends

Ready to dive deeper
into global fraud trends?

We analyzed 4,000,000+ fraud attempts to provide you with data-driven insights into how fraud is evolving worldwide and what the experts have to say.

Download our free Identity Fraud Report 2025-2026.

FAQ