AML Transaction Monitoring

Catch financial crime before it strikes

Sumsub’s dynamic, no-code platform empowers compliance teams to detect, investigate, and prevent suspicious activity—faster, smarter, and fully tailored to your risk appetite.
AML Transaction Monitoring solution
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Minimize risk and adapt
to evolving regulations

Spot risks before the regulators
Detect anomalies and high-risk transactions in real-time—⁠before they become costly liabilities.
Smarter decisions, with no manual lift
Automate alerts, triage, and reporting so your team can focus on true risks, not false positives.
Stay agile amid evolving threats
Continuously adapt your monitoring rules and risk logic to match shifting regulations and crime.

AML Transaction Monitoring features

Your rules. Your risk appetite. Our engine.

Every business faces different risks. Sumsub's AML Transaction Monitoring adapts to yours—whether you're a fintech, crypto exchange, neobank, or traditional financial institution.
Deploy out-of-the-box rule bundles, fine-tuned for your industry, or build your own with no code required.
  • Dynamic risk scoring
  • Sector-specific rule templates
  • Real-time transaction analysis

No-code. No bottlenecks. All power.

Compliance shouldn’t be slowed down by dev tickets. With Sumsub, your team can instantly build and refine complex rule sets in an intuitive interface—no engineering required.
Get agility and control, with Sumsub doing the heavy lifting.
  • Modify rules on the fly
  • Combine manual logic with AI insights
  • Scale effortlessly as your risk profile evolves

Let AI spot the threats you can’t see

Sumsub goes beyond static thresholds with advanced anomaly detection and behavioral pattern recognition, surfacing hidden risks other systems miss.
Case management is built-in—so you can go from red flag to resolution, fast.
  • Smart alert prioritization
  • Automated case assignment & escalation
  • Pre-filled FIU and audit-ready reporting

360° compliance in one platform

KYC, KYB, and AML Transaction Monitoring—all in one place. Sumsub unites your compliance workflow across the customer lifecycle, eliminating silos and simplifying oversight.
  • Holistic user’s data across checks
  • Full customer and counterparty visibility
  • Seamless onboarding-to-monitoring journey

How much could you be
saving with Sumsub?

ROI calculator
How many transactions does your organization process per month?
5,000More 10,000,000
5,000
What is your industry?
How many users do you serve per year?
How many analysts work on fraud cases?
What is the average transaction value ($)?
How the calculator works
This calculator is tailored for the Sumsub Fraud Risk Management solution, offering an estimated range of potential savings your company could achieve. The calculations incorporate industry average data (e.g., average analyst salary) as of December 2024. Results will vary depending on your unique use case. Schedule a demo below to explore your specific needs with one of our expert team members.
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Total Annual Savings
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ROI
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What our customers say about us

The platforms we had before worked fine at an individual level, but they didn’t work well from a holistic risk management and efficiency point of view. I needed a helicopter view of what was happening, and I simply could not get that from the setup we had.
Chet Shah
Chet Shah
CEO at Wirex

Stay compliant with Sumsub’s AML
Transaction Monitoring Solution

Monitor your users’ activity to protect your compliance with AML monitoring software.

A Leader

A Leader

Gartner's Magic Quadrant for Identity Verification, 2024

A Leader in Fraud Detection & Anti-Money Laundering

A Leader in Fraud Detection & Anti-Money Laundering

G2 2024 Identity Verification Winter Report

A Category Leader

A Category Leader

Chartis' AML Transaction Monitoring Solutions, 2024

FAQ

  • How to monitor transactions in AML and CTF?

    A transaction monitoring software or transaction monitoring system can be used to effectively monitor transactions in anti-money laundering. These automated systems analyze user activity and transactions to detect suspicious patterns or anomalies that could indicate fraudulent behavior and criminal activity. This can include the transaction amount, the geolocation, device use, frequency, or structuring of payments to avoid detection. It’s crucial that businesses conduct transaction monitoring to identify suspicious activity, risky activity and stay compliant with AML and CTF regulations. Failure to do so can result in fines, penalties, and reputational damage.

  • What systems are used in transaction monitoring?

    Key components in a transaction monitoring system include risk scoring and evaluation, AI and machine learning to quickly detect anomalies and complex patterns, alert generation and investigation if the suspicious activity is identified and reporting capabilities to support the filing of FIU reports (i.e. SARs and STRs).

  • What is the best transaction monitoring software?

    The best transaction monitoring software will utilize AI and machine learning to detect suspicious activity or transactions effectively. To stay compliant, this software will need to have real-time monitoring and support accurate and timely filing of SARs, as well as clear audit trails for regulators.

  • How to choose a transaction monitoring tool?

    Choosing the right transaction monitoring solution is essential for staying compliant, managing risk, and operating efficiently—especially in regulated markets. The ideal tool should detect suspicious activity, reduce operational burden, and scale with your business. When evaluating options, look out for one platform that offers:

    • Advanced software capabilities like alerting, custom rule creation, dynamic risk scoring, and AI/ML-driven insights
    • Operational efficiency through reduced false positives and automated workflows
    • Seamless integration within your AML/CTF compliance ecosystem
    • Scalability to handle millions of transactions
    • A user-friendly interface that supports fast adoption
    • Regulatory alignment across your key markets
    These features ensure your compliance team can rely on accurate alerts while spending less time on manual reviews. A flexible and intuitive system helps you manage evolving fraud and AML risks, adapt to new regulations, and unify processes across teams within a single platform that grows with your business.