What reuse models exist today, what regulators allow, and what changes for compliance, fraud, and onboarding teams
Most compliance teams ask whether reuse is permitted at all. The more useful question is what specifically can be reused. Verified identity data and a KYC decision are different, and regulators treat them differently. Sanctions and PEP screening rarely travel well between firms, no matter what the underlying data allows.
The distinction decides how much of your onboarding you can drop, how much you have to repeat, and who a regulator comes to when something goes wrong.
Speakers:
– Ashna Vaghela, Chief Customer Officer, Mercuryo
Moderator: Ashara Stevens, GTM Lead: Reusable Identity, Sumsub
On the agenda
- Why identity verification stayed repetitive while the rest of onboarding got faster
- What reusable KYC means in practice, and how reusing verified identity data differs from accepting another company's KYC decision
- How the four main models compare: third-party reliance, direct data sharing, reusable identity networks, and digital identity wallets or government eID
- Who remains responsible for the customer after reuse, and what still has to be rechecked: data freshness, ongoing AML screening, and jurisdiction-specific requirements
- What removing repeat document uploads does to onboarding speed and conversion, and what it does to your fraud controls
- Where reuse creates the most value: partner ecosystems, multi-brand groups, and shared client journeys across fintech, crypto, and iGaming
- What Mercuryo learned implementing reuse, including what they would do differently
- Where the market goes next, from reusable identity networks to EUDI and other digital identity programs
Who Should Attend?
This session will be most useful for compliance leaders, risk managers, fraud prevention professionals, AML and financial crime teams, legal and regulatory teams, as well as product and operations leaders at regulated businesses. Fifteen minutes are reserved at the end for your questions.
Certificates
Live attendees receive a certificate of attendance at the end of the session!
