Kenya's AML/CFT framework has been substantially strengthened in recent years. The Proceeds of Crime and Anti-Money Laundering Act, most recently updated in August 2025, is now supported by the Proceeds of Crime and Anti-Money Laundering Regulations 2023 and the Financial Reporting Centre's 2025 Guidance on Customer Due Diligence, which translates legislative obligations into practical implementation expectations.
This checklist maps those obligations to the Sumsub solutions that support them. It's built for compliance and legal teams who need a clear, structured view of what's required under Kenyan law. Sumsub is also a registered Data Controller and Data Processor in Kenya, providing additional assurance for businesses with data localization obligations.
What's inside:
- CDD requirements for individuals and businesses
- Identity verification standards, including accepted document types, database checks, biometric verification, and approaches for foreign customers
- Beneficial ownership identification and representative verification obligations
- Enhanced due diligence requirements for higher-risk customers, PEPs, and cross-border relationships, and how Sumsub's risk-based workflows support them
- Transaction monitoring and suspicious activity reporting obligations
- AML Screening requirements covering UN, EU, OFAC, and HM Treasury sanctions lists, PEP databases, and adverse media
- Travel Rule considerations for businesses engaged in virtual asset transfers
- A product mapping table showing Sumsub coverage across financial institutions, digital assets, iGaming, and SEC registrants
