This year's Global Fraud Index shows that fraud protection isn't about geography, it's about governance. For technology leaders, the message is clear: treat fraud exposure like system uptime. It requires constant monitoring.
Global Fraud
Index 2025
The 15 countries most protected against fraud
Most
Least
1
Luxembourg
2
Denmark
3
Finland
4
Norway
5
Netherlands
6
Switzerland
7
New Zealand
8
Sweden
9
Austria
10
Singapore
11
Slovenia
12
Israel
13
Malta
14
Lithuania
15
Australia
Singapore
dropped from #1 in 2024 to #10 in 2025
The USA
remains the global leader for AI readiness
Europe
has the largest concentration of countries among the 15 most protected countries
Singapore
ranks the highest for government intervention
Senegal
ranks lowest for resource accessibility
Singapore
dropped from #1 in 2024 to #10 in 2025
The USA
remains the global leader for AI readiness
Europe
has the largest concentration of countries among the 15 most protected countries
Singapore
ranks the highest for government intervention
Senegal
ranks lowest for resource accessibility
Evolving fraud, inclusive future
We launched the Global Fraud Index to expose the root causes of fraud, and we’re back for a second year because the landscape keeps evolving. By making fraud trends transparent, we help businesses strengthen defences without shutting out those who deserve access, creating a safer and more inclusive digital future.
Explore the map to
find your country
- Global Fraud Index
- Fraud Rate
- Resource Accessibility
- Government Intervention
- Economic Health
How does your country
compare?
Country
Global Fraud Index
Fraud Rate
Resource Accessibility
Government Intervention
Economic Health
Global Average
2.79
2.07
1.38
0.65
0.46
* Weighted index. For more information, please refer to our methodology. Sumsub internal data is based on volumes of up to 1 million+ checks daily.
** New country added to our Global Fraud Index 2025.
CryptoUK is committed to ensuring the highest standards across all of its members and as such, supporting essential research such as the Global Fraud Index is critical for us and our members to understand the current scenario globally. It is critical that we share these findings with key policymakers and agencies to assist with raising awareness and highlight opportunities for improvements in consumer protection.
Fraud is constantly evolving, making trusted analysis like Sumsub’s Global Fraud Index indispensable. At Vixio, access to detailed fraud intelligence helps us guide businesses through an increasingly complex regulatory landscape with confidence.
The findings of the 2025 Global Fraud Index are a stark reminder of the escalating challenges we face in the digital economy. The marked decline in rankings for key APAC hubs highlights a pressing need for a unified response to the growing threat of sophisticated fraud.
The 2025 Sumsub Global Fraud Index marks a pivotal moment for digital economies — especially across the Middle East and Africa. As financial ecosystems scale at record speed, we need fraud detection that moves at the same pace. The sophistication of threats is growing in tandem with transaction volumes, making proactive digital resilience — built on intelligence, interoperability, and collaboration — absolutely essential.
Identity Fraud Report 2025-2026
Keep a closer eye on fraud
Be the first to read the 2025 Identity Fraud Report. Sumsub shares exclusive stats in a series of expert reports featured by UNODC, Statista, Evening Standard, WSJ, and CNBC.
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What countries were left out of this index?
We excluded several high-risk countries found on the FATF's blacklist and greylist. You can find out more about the data in our methodology.
What sources were used for this index?
What was the average fraud rate?
