We create trust
on the Internet
Sum&Substance is a developer of remote verification solutions. Our technology allows online services around the world to meet regulatory requirements, prevent fraud and enhance customer confidence.

In 2015, the company was founded by an international team of specialists in machine learning, business process automation and compliance. It is now one of the market leaders in online verification and KYC/AML in Central, Eastern Europe and Asia.
Our team
Andrey Severyukhin
Founder & Chief Executive Officer
Peter Sever
Founder & Chief Product Officer
Jacob Sever
Founder & Chief Compliance
Vyacheslav Zholudev
Advisor (Product Development)
Tony Petrov
Head of Legal
Stanislav Korostelev
Chief Financial Officer, ACCA
Olya Laktyushina
Head of Communications
Advisers and mentors
Vice President Telegram Messenger
Klaus Kalthoff
Managing Director BearingPoint Austria
Rainer Schamberger
Head of Retail Segment and Multichannel Management bei Sberbank Europe AG
Dmitry Pashlov
Compliance, Anti-fraud and Regtech Expert
Vladimir Arlazarov
CEO Smart Engines
AI Expert
Our Partners
Best RegTech solution Benzinga Global Fintech Awards 2018.
The Winner Positive Hack Days 2015
Suite 1, 5 Percy Street, Fitzrovia, London, W1T1DG
Tel Aviv
Aluf Kalman Magen St 3
Tel: +972 53 228 05 33
Praterstraße 1
Tel: +43 681 815 574 12
9th line of Vasilievsky island 34, Business center "Magnus"
Tel: +7 921 943 65 92
Contact us
© Sum And Substance Ltd, 2018. All rights reserved. Data Protection Registration Number: ZA222205. Company Registration Number: 09688671
Sum&Substance is registered with the Information Commissioner's. Office in compliance with the Data Protection Act 1998. Supports 256-bit TLS encryption on every device.
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